=======The Dow Juinns=======

<WRAP right 315px>
^                  //Dow Juinns Industrial Average//                  ^^
|       {{:guilds:dow_juinns2.jpg?300|}}       ||
| Main Branch       | [[settlements:der_juinndatenland|The Juinndatenland]] |
| Official Language | English                            |
| Benefactor        | The Free Peoples of the World                       |
| Manager           | [[people:Juinn|Juinn]]                          |
| Establishment     | 30th of April, 2013                          |
| Abbreviation      | //Dow Juinns//                     |
</WRAP>

The Dow Juinns is the Major credit reporting agency of the Northwest Oceania Frontier. The Dow Juinns endeavours to act with honesty and insight to provide the people of the free world with information to augment their dealings.

====== Economic Investments ======
The Dow Juinn's has begun an initiative for investing in small operation facilities to promote economic activity with newfriends, providing key early game items like iron and coal, in fair exchange for some gameplay staples like wood or crops.


======Credit ratings======
As a credit rating agency, the company issues credit ratings for the debt of public and private corporations. It is one of several CRAs. S&P issues both national and personal credit ratings. Below is a partial list; see the offices in Porty Mouth for more information.  While more in-depth than [[orders_and_guilds:guilds:standard_and_port|some]] agencies, the ratings are still in beta, and the Dow Juinn's does not advise them to be considered absolute.

====Algorithm====
**Stability - **\\
Seniority - Age of institution or the institutions Line of Decent\\
Activity - Active cooperative user-base\\
Reputation - Acts of aggression, chivalry, reputation
\\
\\
**Economic Activity -**\\
Wealth - Ready money and reserves \\
Growth - Recruitment, construction\\
Infrastructure - Means of acquisition, growth potential\\

====National Credit Ratings as of April 2013====

^  Country                            ^  Icon                         ^  Rating  ^  Outlook   ^
|  [[nations:ender|Ender Republic]]   |  {{nations:balls:ender.png}}  | 17 - Good | UP |
|  [[nations:battkhortostan:battx8:start|Battkhortostan]]  |  {{nations:balls:battx.png}}  | 13 - Not Good | DUBIOUS |
|  [[nations:empire_of_condeura|Empire of Condeura]]  |  {{nations:balls:condeura.png}}  | 20 - Great | UP |
|  [[nations:onionland|Commonwealth of Onionland]]  |  {{:nations:balls:onionland.png|}}  | 18 - Pretty Good | FAIR |
|  [[history:beta_18:nations:new_badfacia|The Empire of Newest Badfacia]]  |  {{nations:balls:badface.png|}}  | 24 - Excellent | FAIR |
|  [[nations:kriegsteinconsortium|Kriegstein Consulate]]  |  {{nations:balls:kriegstein.png|}}  | 20 - Great| FAIR |
|  <del>[[nations:kingdom_of_nova_avence|Apostolic Kingdom of Breshik]]</del>  |  {{nations:balls:breshik.png}}  | None | DEAD |

<hidden {{nations:balls:kriegstein.png|}}  [[nations:kriegsteinconsortium|Kriegstein Consulate]]  {{nations:balls:kriegstein.png|}}   >
**Stability - 10 **\\
Seniority: 4 - Aged \\
Activity: 2 - A Few Members\\
Reputation: 4 - Good


**Economic Activity - 10**\\
Wealth - 4 Monied\\
Growth - 2 Improving\\
Infrastructure - 4 Considerable
</hidden>

<hidden {{nations:balls:badface.png}}  [[mc18:nations:new_badfacia|The Empire of Newest Badfacia]]  {{nations:balls:badface.png}}   >
**Stability - 12 **\\
Seniority: 5 - Dated\\
Activity: 2 - A Few Members\\
Reputation: 5 - Excellent


**Economic Activity - 12**\\
Wealth - 5 Rich\\
Growth - 2 Some\\
Infrastructure - 5 Masterful
</hidden>

<hidden {{nations:balls:condeura.png}}  [[nations:empire_of_condeura|Empire of Condeura]]  {{nations:balls:condeura.png}}   >
**Stability - 10 **\\
Seniority: 3 - Established\\
Activity: 3 - Some Members\\
Reputation: 4 - No complaints


**Economic Activity - 10**\\
Wealth - 4 Monied\\
Growth - 3 Steady\\
Infrastructure - 3 Sufficient
</hidden>


<hidden {{:nations:balls:onionland.png|}}  [[nations:onionland|Commonwealth of Onionland]]  {{:nations:balls:onionland.png|}}   >
**Stability - 9 **\\
Seniority: 3 - Established\\
Activity: 2 - A Few Members\\
Reputation: 4 - OK


**Economic Activity - 9**\\
Wealth - 3 Sufficient\\
Growth - 3 Fair \\
Infrastructure - 3 Fair
</hidden>

<hidden {{nations:balls:battx.png}}  [[nations:battx8|Battkhortostan]]  {{nations:balls:battx.png}}   >
**Stability - 2 **\\
Seniority: 5 - Dated\\
Activity: 2 - A few members\\
Reputation: -5 - Hostile, known terrorist forces, commies


**Economic Activity - 11**\\
Wealth - 5 Yevtown\\
Growth - 2 Some growth\\
Infrastructure - 4 Considerable
</hidden>



<hidden {{nations:balls:ender.png}} [[nations:ender|Ender Republic]]  {{nations:balls:ender.png}}   >
**Stability - 8 **\\
Seniority: 2 - Newer\\
Activity: 2 - A few members\\
Reputation: 4 - No complaints


**Economic Activity - 9**\\
Wealth: 3 - Purse Money \\
Growth: 3 - Some \\
Infrastructure: 3 - Sufficient
</hidden>


<hidden {{nations:balls:breshik.png}}  [[nations:kingdom_of_nova_avence|Apostolic Kingdom of Breshik]]  {{nations:balls:breshik.png}}   >
**Stability - 10 **\\
Seniority: 5 - Dated\\
Activity: 3 - Some Members\\
Reputation: 2 - OK


**Economic Activity - 8**\\
Wealth - 4 Monied\\
Growth - 2 Some\\
Infrastructure - 2 Minimal
</hidden>



====Personal Credit ratings====
No personal ratings are available at this time.

^Name     ^ Rating     ^ Outlook     ^
|Example  |14 - Not Bad| UP          |